Open online and earn up to $300.

Features

What People Are Saying

Ready to start that rainy day fund along with the ease of our personal checking account? We'll help you get started with up to $300, when you open a Freedom Personal Checking Account and Statement Savings Account with Byline, online.

With convenient online account opening in less than 3 minutes and the personal attention you'd expect from a local bank, that's banking done right. 

Open a Freedom Checking and Statement Savings

1 item/month

S/H Included

Home Try On

BASIC

$25/month

"I'm thankful and appreciative of the continued excellent customer service I receive from Byline. Every time I have a request or question, my banker Sam not only listens, but also immediately takes care of the issue. I’m also extremely appreciative of the fact he knows his customers by name. It truly gives me a sense that not only is my business important, but I’m important as well."

Elizabeth K.

Skokie Area Resident

"I am always treated with respect and kindness. Even during this tumultuous time, our transactions were returned with notes to “be safe” or “hi, we miss you.” We feel like the staff is a part of our extended family."

Pat P.

Garfield Ridge Area Resident

It's time to grow your savings.

  • 0.05% Annual Percentage Yield (APY)2
  • 0.046% Interest Rate
  • $100 minimum to open
  • $200 minimum to avoid $3 monthly service fee

Statement Savings

  • 24/7/365 money management at your fingertips.
  • Schedule, track and pay bills.
  • Transfer funds between Byline accounts.
  • Review account balances, deposits, and withdrawals.
  • Set up reminders and alerts.
  • Go paperless with eStatements.

Ridiculously easy online and mobile banking.

2 items/month

S/H Included

FRESH

Home Try On

$45/month

Most Popular

3 items/month

S/H Included

TRENDY

Home Try On

$65/month

© Insert Name Here

Open a Freedom Checking and Statement Savings

What People Are Saying

1. New money only if funding via ACH. Offer effective July 19, 2021. Byline Bank reserves the right to change or terminate this offer at any time. In order to automatically qualify for $50 cash bonus per qualifying statement cycle, eligible customers must (1) open a Freedom Checking Account  online (the “Account”); (2) enroll in online banking and activate eStatements for the Account prior to qualifying for any bonus; (3) have ACH direct deposit(s) totaling $1,000 or more, made to the Account within the qualifying statement cycle (direct deposit of paycheck(s), social security payment(s), etc.).Limit three bonus payments, one per qualifying statement cycle, for a maximum of $150 total bonus. Qualifying statement cycles include the 2nd, 3rd and 4th statement cycles from the online Account opening. Each $50 cash bonus will be deposited into your newly opened online Freedom Checking account no later than one statement cycle after meeting the qualifications for the bonus. Bonus will be listed on your statement as a Bonus Incentive and may be taxable as interest income. Consult with your tax advisor.  Minimum opening deposit of $100 is required. See Personal Deposit Account Agreement and Disclosures on bylinebank.com/disclosures and rate sheet on bylinebank.com/rates, for additional terms and conditions. For new customers, only residents of Illinois and Wisconsin are eligible to open accounts online. © 2021 Byline Bank. Member FDIC.

 2. New money only if funding via ACH. Offer effective July 19, 2021. Byline Bank reserves the right to change or terminate this offer at any time. In order to automatically qualify for $50 cash bonus per qualifying statement cycle, eligible customers must (1) Open a new Statement Savings Account online (the “Account”); (2) Enroll in online banking and activate eStatements for the Account  prior to qualifying for any bonus; and (3) maintain an average balance of $5,000 or more for each qualifying statement cycle. Limit three bonus payments, one per qualifying statement cycle, for a maximum of $150 total bonus. Qualifying statement cycles include the 2nd 3rd and 4th statement cycles from the online Account opening. Each $50 cash bonus will be deposited into your newly opened online Statement Savings account no later than one statement cycle after meeting the qualifications for bonus. Bonus will be listed on your statement as a Bonus Incentive and may be taxable as interest income. Consult with your tax advisor.  Minimum deposit of $100 is required to open the Statement Savings Account.  The Statement Savings Account earns an Annual Percentage Yield (APY) of [0.05%] as of June 18, 2021 and is subject to change at any time without notice.  The minimum balance to earn the APY is $1 and the minimum balance to avoid the $3 monthly service fee is $200.  Fees may reduce earnings. See Personal Deposit Account Agreement and Disclosures on bylinebank.com/disclosures and rate sheet on bylinebank.com/rates, for additional terms and conditions.   For new customers, only residents of Illinois and Wisconsin are eligible to open accounts online.  © 2021 Byline Bank. Member FDIC.

All savings accounts:  Interest rates are set at the bank’s discretion. Interest rates and annual percentage yields may change at any time without notice. You must maintain the minimum required balance in the account each day to obtain the annual percentage yield listed above.  We use the daily balance method to calculate interest on the account. This method applies a daily periodic rate to the principal in the account each day. Interest begins to accrue on the business day you deposit any non-cash items (for example, checks). Daily balance earns a variable rate of interest compounded and paid monthly, when the minimum balance requirements are met. If minimum balance requirements are not met, the monthly service fee is $3. Accounts closed before the interest payment date will not earn accrued interest for that period. Please see Deposit Account Agreement and Disclosure for more information.

*Mastercard Debit Card is free at account opening with a checking account. Miscellaneous fees may apply. 

Mastercard® is a registered trademark of Mastercard International Incorporated. 

Zelle and the Zelle related marks are wholly owned by Early Warning Services, LLC and are used herein under license.

Android, Google Play and the Google Play logo are trademarks of Google LLC.

Apple, the Apple logo and Apple Pay are trademarks of Apple Inc., registered in the U.S. and other countries. App Store is a service mark of Apple Inc.

© 2018 Samsung, Samsung Pay, Galaxy S (and other device names) are trademarks or registered trademarks of Samsung Electronics Co., Ltd. Other company and product names mentioned may be trademarks of their respective owners. Samsung Pay is available on select Samsung devices.

Open an AccountOpen an AccountOpen an Account

Absolutely no monthly fees.

  • $0 monthly maintenance fee
  • $0 monthly minimum balance
  • $100 minimum to open

Freedom Personal Checking

Seriously, no monthly fees.*

Byline Bank
Debit Mastercard®

Add a Byline Bank Debit Mastercard® to your checking account. No annual fees and fee-free* access to more than 55,000 Byline Bank and Allpoint® ATMs nationwide. Enjoy the security of Mastercard Zero Liability and flexibility of Card Controls with the ability to make digital payments from mobile wallet apps like Apple Pay, Samsung Pay, and Google Pay.

Receive your bonus in 5 easy steps

Open new accounts

Open a Freedom Personal Checking Account and Statement Savings Account online.
(New money required)

Enroll online

Enroll in online banking and activate eStatements for both accounts.

Set up and receive ACH direct deposit(s) totaling $1,000 or more for your Freedom Checking Account.

Set up Direct deposit

Maintain an average balance of $5,000 or more in your Statement Savings Account.

Keep Avg. Balance

Enjoy a $50 bonus each qualifying statement cycle, up to $150 per account.1,2

Earn your bonus