Open online, earn exclusive rewards. That's banking done right.

Accounts that fit your life.

What People Are Saying

At Byline, we’re here to help you write your story no matter what chapter you’re in. With fast and easy online account opening in less than 3 minutes, cash rewards, and an online only money market account, we combine the advantages of electronic tools with the personalized service only a community bank can offer.

Personal banking that fits your life.

I am thankful and appreciative of the continued excellent customer service I receive from Byline. Every time I have a request or question, my banker Sam not only listens, but also immediately takes care of the issue. I’m also extremely appreciative of the fact he knows his customers by name. It truly gives me a sense that not only is my business important, but I’m important as well.

Elizabeth K.

Skokie Area Resident

I am always treated with respect and kindness. Even during this tumultuous time, our transactions were retuned with notes to “be safe” or “hi, we miss you.” We feel like the staff is a part of our extended family.

Pat P.

Garfield Ridge Area Resident

Earn up to $1501 when you open online.

Freedom
Personal Checking

To earn bonus1:

  • Enroll in online banking
  • Activate eStatements
  • Set up ACH direct deposit(s) totaling $1,000 or more
  • $100 minimum deposit to open
  • New money required
Open online

Statement Savings

Earn up to $1502 when you open online.

To earn bonus2:

  • Enroll in online banking
  • Activate eStatements
  • Maintain average balance of $5,000 or more
  • $100 minimum deposit to open
  • New money required
Open online

Online Money Market

Earn  0.40% APY3 when you open.

  • 0.40% Annual Percentage Yield (APY)
  • 0.395% Interest Rate
  • $5,000 to open
  • Interest paid on balances $500,000 or less
Open online

Certificates of Deposit (CD)

Earn 0.15% APY4 with an 8-Month Promo CD

  • 0.15% Annual Percentage Yield (APY)
  • 0.149% Interest Rate
  • $5,000 minimum deposit to open
  • $5,000 minimum balance for APY
Open online

© Insert Name Here

Personal banking that fits your life.

What People Are Saying

You work hard. 
We work hard for you.

A neighborhood bank is a place where we know you. We're the partner that helps you write your story. We don't need to be the biggest bank; we just need to be the bank that fits your life.

When we come together, great things happen.
 

Byline. Banking Done Right.

Open An AccountOpen an Account

1. New money only. Cannot be funded by any existing Byline Bank account. Offer effective July 19, 2021. Byline Bank reserves the right to change or terminate this offer at any time. In order to automatically qualify for $50 cash bonus per qualifying statement cycle, eligible customers must (1) open a Freedom Checking Account  online (the “Account”); (2) enroll in online banking and activate eStatements for the Account prior to qualifying for any bonus; (3) have ACH direct deposit(s) totaling $1,000 or more, made to the Account within the qualifying statement cycle (direct deposit of paycheck(s), social security payment(s), etc.).Limit three bonus payments, one per qualifying statement cycle, for a maximum of $150 total bonus. Qualifying statement cycles include the 2nd, 3rd and 4th statement cycles from the online Account opening. Each $50 cash bonus will be deposited into your newly opened online Freedom Checking account no later than one statement cycle after meeting the qualifications for the bonus. Bonus will be listed on your statement as a Bonus Incentive and may be taxable as interest income. Consult with your tax advisor.  Minimum opening deposit of $100 is required. See Personal Deposit Account Agreement and Disclosure and Rate Sheet, for additional terms and conditions. For new customers, only residents of Illinois and Wisconsin are eligible to open accounts online.  © 2021 Byline Bank. Member FDIC.
 
2. New money only. Cannot be funded by any existing Byline Bank account. Offer effective July 19, 2021. Byline Bank reserves the right to change or terminate this offer at any time. In order to automatically qualify for $50 cash bonus per qualifying statement cycle, eligible customers must (1) Open a new Statement Savings Account online (the “Account”); (2) Enroll in online banking and activate eStatements for the Account  prior to qualifying for any bonus; and (3) maintain an average balance of $5,000 or more for each qualifying statement cycle. Limit three bonus payments, one per qualifying statement cycle, for a maximum of $150 total bonus. Qualifying statement cycles include the 2nd 3rd and 4th statement cycles from the online Account opening. Each $50 cash bonus will be deposited into your newly opened online Statement Savings account no later than one statement cycle after meeting the qualifications for bonus. Bonus will be listed on your statement as a Bonus Incentive and may be taxable as interest income. Consult with your tax advisor.  Minimum deposit of $100 is required to open the Statement Savings Account.  The Statement Savings Account earns an Annual Percentage Yield (APY) of [0.05%] as of June 18, 2021 and is subject to change at any time without notice.  There is no minimum balance requirement to earn the APY.  If the daily balance falls below $200, a $3 monthly service fee applies.  Fees may reduce earnings. See Personal Deposit Account Agreement and Disclosure and Rate Sheet, for additional terms and conditions.   For new customers, only residents of Illinois and Wisconsin are eligible to open accounts online.  © 2021 Byline Bank. Member FDIC.

3. The Online Money Market Account (the “Account”) must be opened online.  Interest rates are set at the Bank’s discretion and may change without notice.    If your daily balance is $500,000 or less, the interest rate paid on the entire balance will be 0.395% with an annual percentage yield (“APY”) of 0.40%.  No interest will be paid on that portion of your balance that is greater than $500,000.  The APY for this tier will range from 0.40% to 0.20%, depending on the balance in the account.  The interest rate and APY are effective as of July 19, 2021.  The Account requires a minimum of $5,000 to open and a minimum daily balance of $5,000 to avoid a $25 monthly service fee.  Fees may reduce earnings.  

See Personal Deposit Account Agreement and Disclosure and Rate Sheet, for additional terms and conditions. For new customers, only residents of Illinois and Wisconsin are eligible to open accounts online. ©2021 Byline Bank. Member FDIC.

Receive your checking and savings bonus with these easy steps

Open new accounts

Open a Freedom Personal Checking Account or Statement Savings Account online.

Enroll online

Enroll in online banking and activate eStatements for each account.

Set up and receive ACH direct deposit(s) totaling $1,000 or more for your Freedom Checking Account.

Set up Direct deposit

Maintain an average balance of $5,000 or more in your Statement Savings Account.

Keep Avg. Balance

Enjoy a $50 bonus each qualifying statement cycle, up to $150 per account.1,2

Earn your bonus

Deposits
Deposits are accepted to all CDs during the grace period.

Rates and Interest
4. Rates and annual percentage yield (APY) are subject to change without notice. The annual percentage yield assumes that interest remains on deposit until maturity. An early withdrawal will reduce earnings. You must maintain this minimum balance to earn the annual percentage yield. The stated interest rate is fixed for the term of the Certificate and will be paid until maturity. Interest may be paid by check or transfer to another account, at your option. You will forfeit any accrued interest that has not yet been credited to your account, if the account is closed prematurely. We use the daily balance method to calculate interest on this account. This method applied a daily periodic rate to the principal in the account each day. Interest begins to accrue on the business day you deposit any noncash item (for example, checks).

Withdrawals
You may not withdraw any principal from this Certificate before maturity without our consent, which may be withheld; if we permit such a withdrawal, you may have to pay a penalty as follows: A) Where the original maturity of the account is one year or less, the penalty will be forfeiture of the 90 days interest on the amount withdrawn, at the nominal (simple interest) rate in effect during the term. B) Where the original maturity of the account is more than one year, the penalty will be forfeiture of 180 days interest on the amount withdrawn at the nominal (simple interest) rate in effect during the term. C) If the withdrawal is within 6 days after the date of first deposit, a minimum of 7 days of interest will be charged as a penalty. You must withdraw funds within the grace period to avoid being charged a penalty. Fees could reduce the earnings on the account.

Renewal
Unless you notify us in writing before the maturity date, or within the grace period, Certificates of Deposit will automatically renew on the maturity date. The grace period is ten (10) calendar days for CDs with a term greater than 31 days and is three (3) calendar days for CDs with a term 31 days or less. We can prevent automatic renewal if we notify you in writing on or before the maturity date that we do not intend to renew the account. Promotional Certificate of Deposits may renew into a different term. If you close your CD during the grace period, no accrued interest will be paid after the maturity date. We send you a Maturity Notice prior to renewal. Please read It carefully. We may change the type, term or other feature of your bank CD by giving you notice. If we make a change, we tell you about the change in the Renewal Notice. See Personal Deposit Account Agreement and Disclosure  for additional terms and conditions.