¹ To take advantage of the new Simple Checking account cash bonus offer, you must open your account and use the promo code BONUS300. Only one promo code is accepted per account. You may open your account at a Byline branch or online. You are eligible for the offer when you complete the bonus requirements for three consecutive statement cycles (tracking begins on your second statement cycle).

• To apply online for a Simple Checking account visit www.bylinebank.com/cashbonus, select “Open Online” and enter the promo code BONUS300 in the field at the end of the application process labeled ‘Promo Code’. You can find the promo code on the mailer you received.

• To apply at a branch for a Simple Checking account, find a branch near you at www.bylinebank.com/locations, and bring the promo code found in the mailer.

To receive the Simple Checking cash bonus of up to $300:

1. Open a new Simple Checking account with a minimum of $100 online or in branch using the promo code, and

2. Make a cumulative total of at least $1,000 in qualifying direct deposits during three separate, consecutive statement cycles (bonus tracking begins at the start of the second statement cycle)

3. If the cumulative total of at least $1,000 in qualifying direct deposits is met, a cash bonus increment of $100 will be paid on the last day of each statement cycle for a total cash bonus amount of $300.

The Simple Checking cash bonus offer is limited to one per account. Cash bonus may be reported to the IRS for tax purposes, and you are responsible for reporting to the IRS for tax purposes and any applicable taxes. Offer can be changed or canceled without notice at any time and cannot be combined with any other offer. If your balance is zero, we may close your account. If your account is in default or closed before you receive the bonus, you will not receive the bonus. Please see the Personal Deposit Account Agreement and Disclosure and Personal Product & Service Fees Schedule for more information. To avoid a monthly service fee, ² please see the Personal Online Deposit Rates, Accounts Brochure & Initial Disclosure for minimum balance requirements.

Qualifying direct deposits include all ACH credit transactions. Common ACH direct deposit types are employers sending payroll to employees, government agencies distributing benefits, and tax refunds. We reserve the right to request documentation that the direct deposits qualify. Non-qualifying examples include: teller deposits, wire transfers, ATM transfers or deposits, deposits processed as debit card credit, transfers from any bank or brokerage account, and Account to Account or Peer to Peer (i.e. Zelle®, Venmo) transfers.

Day 1 of the 3-month consecutive statement cycle period starts on the second statement cycle, which begins the bonus tracking period. If you open your account on a day other than a Business Day, Day 1 is the next Business Day. Cash bonus increment of $100 is paid into the checking account on the last day of the statement cycle. You must meet the direct deposit criteria each month to qualify for the cash bonus (i.e. if you meet the criteria in month one and three, but not month two, you will receive the cash bonus for months one and three only). It can take up to 125 days for the entire possible bonus amount of $300 to be paid.

The entire duration of the promotional cycle will be four statement cycles starting on the day the account is opened.

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See incentive Details on the bottom section of this page for full disclosures for incentives.

Promotion is available until 12/31/25 and the promo code is only eligible for the addresses of the promotional postcard.

How to earn your bonus¹:

Open a new Simple Checking account and enter the promo code BONUS300 at the end of the application process

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Make at least $1,000 in direct deposits during three consecutive statement cycles

Earn your bonus

Open a new Simple Checking account online in 3 minutes.

Tracking will begin during the second statement cycle, and will take up to 4 consecutive months to earn the full bonus

We’ll deposit your bonus into your account.

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